Do You Need an Elder Law Attorney in New Jersey?
Contact us today.
Are you stressed about a loved one – maybe your spouse, mom or dad? You wonder if there will be enough money to pay for their care. Will we lose our home? How can I possibly afford to pay for care at $8,000 per month? You are not alone. Take a deep breath and call us today. We work with people with many of the same concerns as yours.
"Early Dementia, Alzheimer’s. My Mom’s health deteriorated to the point she required full-time care. She wanted to live at home, but required regular help with the essentials of daily living (i.e. dressing, bathing, etc.). As her caregiver daughter, the responsibilities fell on me to figure out what to do. Thank goodness for Fredrick Niemann and Mr. Niemann.
He met with me and explained all of my options for my mom, from at home/community care, assisted living, state, county and local programs for the elderly, financial eligibility for benefits, Medicaid qualification, pharmaceutical assistance, utility aid, Medicare and Veteran’s benefits, etc. While I felt overwhelmed by it all, Mr. Niemann clearly was in control of what could be done for Mom. We engaged him to make applications for subsidized at-home care and assistance through available grant programs and as part of his services to us, he is counseling us on a reverse mortgage, income and financial products to enhance Mom’s monthly income and to reduce her expenses. Mom would tell me to let Mr. Niemann make all the decisions although I am her Power of Attorney. I value so much his confident and generally caring manner. If you’re trying to help your Mom, Dad or family member deal with a life changing health condition, call Fredrick Niemann. I’m glad I did and so is Mom."
—Mary Layton, Farmingdale, NJ» Read more testimonials
The tragedy of Alzheimer’s, Dementia, Multiple Sclerosis, Parkinson’s, stroke and other life-altering conditions requires your patience and compassion . . . and appropriate planning.
Do you have a spouse living in a nursing home? Is age or health a concern? Does everyone seem to be telling you something different? You want to make sure your spouse and children are cared for and your assets are preserved. What if you are told that a loved one will not qualify for Medicaid? Has money been recently transferred or gifts made in hopes that they will be protected from nursing home costs?
Placing a loved one in a nursing facility or planning for such placement is a difficult and stressful experience. Many families mistakenly believe that Medicare will cover their loved one’s long-term care expenses. The difference between Medicare and Medicaid is important to understand as loved ones reach the age and condition to begin relying on these programs. Medicare is public health insurance, provided through Social Security, which is for “medically necessary” health care, but not for long-term care. Medicaid, on the other hand, can pay for long-term nursing home care, but requires you to financially qualify. Medicare only covers short-term hospital, rehabilitation and therapy care up to 100 days. On the other hand, long-term care in a nursing home can be quite costly, and families often find that they cannot afford this huge expense.
We have assisted many families with Medicaid planning and have extensive knowledge and experience in the eligibility requirements and qualification techniques.
Contact us today to discuss your elder law matter.
Fredrick P. Niemann
(732) 863-9900